Tips to becoming debt free
It’s no fun being in debt, not even when that’s “good” debt like a mortgage. When it’s “bad” debt, like high-interest credit-card debt or consumer loans, it can be a truly miserable experience. Fortunately, debt can and should be a temporary state and with that in mind, here are some tips to help you get […]
Lessons learned from debt
Being in debt may not be a pleasant experience, but it can be an educational one. Here are some life lessons you can learn from being in debt (or, better still, learn from someone who’s been in debt). Getting into difficult situations can be easier than getting out of them These days, taking out debt […]
Self-care for the short of funds
Self-care isn’t a luxury, it’s a necessity. It doesn’t necessarily look that way though, not if you go by TV shows and articles in glossy magazines, which tend to feature images of beautiful people taking care of themselves in equally beautiful surroundings, often in exotic locations. Fortunately, it’s actually quite feasible to practice good self-care […]
3 steps to repairing your credit after bankruptcy
The actual process of going bankrupt may turn out to be a whole lot less painful than you thought it was going to be. That’s the good news. The bad news is that after you are discharged from bankruptcy, you still face the long, hard, slog to restore your credit rating. The good news is […]
Can good habits make you rich?
We’ve all heard the old saying about how “early to bed, early to rise, makes someone healthy, wealthy and wise” and we can all probably think about how very questionable it is in reality. That said, however, we probably also know that bad habits can have a really negative impact on your finances, which suggests […]
How to get a loan when you have bad credit
Bad credit is like a bad smell, it often sticks around for a whole lot longer than you think it reasonably should and while a good hard clean can help, nothing will get rid of it completely until it’s run its natural course. So what do you do if you want, or need, to get […]
Why you should start your budget on a Saturday
For most of us, the weekends are when we get stuff done. We start on Saturday morning (maybe a bit later than usual because it’s a weekend), probably carry on into Saturday afternoon and hopefully get everything ticked off by Saturday evening so we can focus on resting, relaxing and recuperating until Monday. That being […]
What can TED teach us about finance?
You may have already watched a TED Talk or too, they are very addictive, however, have you considered looking at them for financial and debt inspirations. Here we\’ve chosen four talks that we think you\’ll find interesting and hopefully helpful when it comes to your money and business. As always, should you have any concerns […]
Are you taking care of your mental health as well as your money?
This week we have had #WorldMentalHealthDay. You will have seen lots of posts and articles on social media asking you to take care of yourself and those around you. Last December there was a study issued that said over 420,000 people think about committing suicide because of debt problems and over 100,000 actual attempt suicide […]
Some Frequently Asked Questions
We know that right now, there is a great deal of uncertainty and upheaval especially with financial products. Here are some of the questions we\’ve recently been asked; we hope that they will give you a better understanding of your rights and what is expected of you. What happens with my Debenhams card if they […]