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What is a debt relief order?

It is an alternative to Bankruptcy.  However, it is only suitable if you fit the following criteria:

Debts not to exceed £30,000

Assets are not worth more than £2,000 in total

Surplus income must not exceed £75 per month

You must have lived or worked in England or Wales in the last three years

You haven’t been the subject to a Debt Relief Order in the last six years.

The procedure for this is very similar to Bankruptcy and the same restrictions apply.  Your case would be dealt with by the Official Receiver and the cost for an Order is £90.

For more information regarding Debt Relief Orders, please follow this link: