5 ways a library can save you money
Life is finally starting to return to normal. That means a lot of people will probably be looking to get their finances back to normal (or even better). The good news is that with the ending of lockdown libraries are open again. Here are just five of the ways they can save you money. Read […]
Where Now For Payment Cards?
Debit cards are issued as standard with bank accounts. Credit cards still have a place in many people’s wallets. Payment cards, however, are not what they used to be. They’re having to adapt to the times in the face of stiff competition. Can they survive let alone thrive over the long term? Here is a […]
World Mental Health Day 2021
Money on your mind? Everyone has had some kind of worry about money. However, for some, that worry is more than just that. This year more than perhaps any other is significant when thinking about money and mental health. With the Pandemic now into its twentieth month and no sign of it going away, the […]
Are Consumers Getting A Better Deal From Buy Now Pay Later Services?
PayPal recently announced that it is scrapping late fees on its Pay In 3 service. The change will take effect from 1st October. By contrast, PayPal is raising the fees it charges to UK merchants taking payments from EU customers. These two actions may be connected and could be a sign of what’s to come […]
The Government Begins To Wind Down Temporary Insolvency Protection
With the vaccine rollout well underway, the COVID19 pandemic looks to be entering its final stages. As a consequence of this, COVID19-specific relief measures are being withdrawn. They are being replaced by targeted (and hence smaller-scale measures). The latest change is to the temporary insolvency measures. Here is what you need to know. The introduction […]
Tips For Students Learning To Budget
For many young people, going to university is their first taste of life as an independent adult. This brings responsibilities as well as privileges. One of those responsibilities is to manage your money. Here are some tips to help. Allow yourself a freshers’ week budget You cannot blow all your money on freshers’ week. At […]
Do Department Stores Have A Future?
In principle, real-world businesses can now open again, possibly with restrictions. In practice, that doesn’t mean that they will. Business owners will need to decide whether their businesses have a viable future at all. If so, does that future lie in their current real-world locations or, indeed, in the real world at all? This question […]
How Business Can Deal With COVID19 Debt
The cost of vaccinating the population is likely to pale into insignificance, compared to the cost of the financial devastation wreaked on some businesses. While furlough money was given as a grant, many small businesses only kept themselves afloat with loans. Now it’s coming time to pay those loans back. What are the options? Join […]
How To Save Money When You\’re Stuck At Home
The UK is now on the path to post-COVID freedom but there’s still quite a way to travel until the journey’s end. In other words, most people can still expect to spend quite a bit of time indoors. If that sounds like you, here are seven tips to save money and help you put the […]
Will The Rise of Fintechs Spark A Debt Crisis?
Any salesperson knows that the easier you make it to buy, the more likely it is that someone will do so. In particular, the easier you can make it for someone to pay, the more likely it is that they will do so. Any debt counsellor knows that you can definitely have too much of […]