Are You Planning For A Low-Cost Christmas?
Currently, it looks as though Christmas 2022 will see a return to normal festive activities (or at least something close to it). In many ways, this news really is glad tidings for everyone. At the same time, it’s probably fair to say that many people are going to feel the need to tighten their belts […]
How Can The UK Get Back In The Savings Habit?
Saving in a cost of living crisis may seem like a contradiction in terms. Arguably, however, now is exactly the time most people should be prioritising saving more than ever. Realistically, credit may not be available when you need it. Even if it is, it can be expensive. Saving may be hard, especially in winter. […]
Businesses And The Energy Crisis
Recently, new PM Liz Truss pledged to tackle the high energy bills that have been causing misery for households up and down the country. Hopefully, she will be able to extend her assistance to the many businesses that are also suffering. Until then, however, businesses will have to make their own arrangements. Here are some […]
Is Traditional University Still Worth The Cost
Is Traditional University Still Worth The Cost? On the other side of the Atlantic, Joe Biden recently announced a programme of student debt forgiveness. It has been controversial in the USA and the subject of debate in the UK. Realistically, there seems little prospect of any sort of student debt forgiveness in the UK right […]
How To Get Ahead Of The Cost Of Living
The government’s new Help for Household scheme has attracted plenty of headlines. Not all of them have been good. For example, the child-friendly meal offers run by supermarkets have already been criticised for their lack of nutrition. It may have some benefit to some people. Overall, however, it’s advisable to look for other ways to […]
Financial Management In Tough Times
The skills needed to manage your money are essentially the same as they have always been. The difference is that the effect of any mistakes could be amplified by the general economic conditions. With that in mind, here is a quick run-down of the basics of financial management. Work out your priority payments Your priority […]
Has the Lockdown Saved Us Money?
According to figures from the Bank of England, in April, households repaid £7.4 billion of consumer credit. This is the largest net repayment since their records began. Not only that, but they also increased their deposits in banks and building societies. This suggests that, for some people at least, the lockdown has actually saved them […]
Some Helpful Finance Links
We are working remotely and operating all meetings via phone or video call, using email as much as possible. But apart from this, we are operating normally in these challenging times. Our ethos is excellent customer service with advice tailored to each situation. We usually prefer face to face meetings to help us develop a […]
What I\’d tell my younger self about Debt
We live and learn and some of us have to learn our lessons about debt through personal experience. The one major benefit of this is that we can pass on what we’ve learned to other people so that hopefully they can live their lives without ever being ensnared in problem debt. With that in mind, […]