The Budget – Debt
The government’s unscheduled change of leadership has brought a new PM and a new cabinet. This includes a new Chancellor of the Exchequer, Kwasi Kwarteng. He has kickstarted his tenure with a new budget. It’s described as a mini-budget but has some significant content. Here are the key points you need to know. The National […]
Is Traditional University Still Worth The Cost
Is Traditional University Still Worth The Cost? On the other side of the Atlantic, Joe Biden recently announced a programme of student debt forgiveness. It has been controversial in the USA and the subject of debate in the UK. Realistically, there seems little prospect of any sort of student debt forgiveness in the UK right […]
How To Get Ahead Of The Cost Of Living
The government’s new Help for Household scheme has attracted plenty of headlines. Not all of them have been good. For example, the child-friendly meal offers run by supermarkets have already been criticised for their lack of nutrition. It may have some benefit to some people. Overall, however, it’s advisable to look for other ways to […]
How To Beat The Credit-Card Crunch
Interest rates look to be on a clear upward trend. This is very unwelcome news for people with credit-card debt. Resist any temptation to panic. There are still ways for you to beat the credit-card crunch. Here are some tips to help. Work out whether or not you are solvent In simple terms, you are […]
Dealing With Debt Threat Letters
In these days of email and social media it can seem we only receive two kinds of letters, greetings on special occasions, which we are usually happy to receive, and everything else, we’d quite happily live without, junk mail, some bills – and debt threat letters. Here are five tips on how to deal with […]
Is Debt Consolidation The Right Move For You?
Interest rates look to be on a clear upward trajectory. It, therefore, makes sense to ensure that you’re managing any debts you have as effectively as possible. Debt consolidation may be a way to achieve this but only if it’s done the right way. With that in mind, here are some points to consider if […]
Protecting Yourself Against The Cost Of Living Crisis
Understandably, the majority of adults in the UK are concerned about the cost of living. Increases in the price of food, energy and fuel have placed the nation’s finances under growing pressure. As a result, the government has come under growing pressure to tackle it. Here’s a look at what could happen and what steps […]
Do Department Stores Have A Future?
In principle, real-world businesses can now open again, possibly with restrictions. In practice, that doesn’t mean that they will. Business owners will need to decide whether their businesses have a viable future at all. If so, does that future lie in their current real-world locations or, indeed, in the real world at all? This question […]
How Business Can Deal With COVID19 Debt
The cost of vaccinating the population is likely to pale into insignificance, compared to the cost of the financial devastation wreaked on some businesses. While furlough money was given as a grant, many small businesses only kept themselves afloat with loans. Now it’s coming time to pay those loans back. What are the options? Join […]
Financial Management In Tough Times
The skills needed to manage your money are essentially the same as they have always been. The difference is that the effect of any mistakes could be amplified by the general economic conditions. With that in mind, here is a quick run-down of the basics of financial management. Work out your priority payments Your priority […]