How To Manage Post-Christmas Debt Issues

Every year, financial writers caution people against overspending at Christmas.  Also every year, people end up overspending at Christmas.  They then have to deal with the outcome of this in the new year.  If this sounds like you (or someone you know), here are some tips to help. Assess your financial situation Realistically, how serious […]

Get Ready For Seasonal Scams

The festive season is supposed to be a time of peace and goodwill. Unfortunately, it’s also plagued with scams. Scammers take advantage of the fact that many people vary their routines around the holiday time. This makes unusual behaviour less obvious (and hence easier to hide). On the plus side, forewarned is forearmed. With that […]

Are You Planning For A Low-Cost Christmas?

Currently, it looks as though Christmas 2022 will see a return to normal festive activities (or at least something close to it). In many ways, this news really is glad tidings for everyone. At the same time, it’s probably fair to say that many people are going to feel the need to tighten their belts […]

The secret burden of bankruptcy & debt

Although “debtors’ prisons” are now very much a thing of the past, debt can still be a nasty trap for the unwary and those who are already in a difficult financial place are, of course, likely to be the most vulnerable.  As any parent will know, children are expensive and the younger they are, the […]

Don’t get sucked into Xmas Debt

Christmas lights are being switched on all around the UK and Christmas advertising is getting into full swing.  It’s that time of the year.  Love it or hate it, it’s difficult to ignore it and only too easy to wind up spending more on it than you intended or, really, should have.  If you’ve been […]