Tips on saving for your first home
It can take several years of hard work to be able to afford your first home. Realistically, when the overall economic situation is challenging, it can take even longer. With that said, it is definitely still possible, especially if you use the right strategy. What’s more, the lessons you learn during this process can stand […]
Debt Management For Small Businesses
Around the world, many small businesses are still struggling to get back on their feet after COVID19. In the UK, there has been the added disruption of Brexit. Unsurprisingly, this has led to many small businesses being forced to take on debt. With that in mind, here is some advice on debt management for small […]
Spring statement – Debt and low income
This year’s spring statement was arguably the first of the UK’s “new normal”. Although neither Brexit nor COVID19 is done and dusted, they are both largely under control. That means the chancellor’s priority was and is to get the UK back on its feet. Here’s what Mr Hunt produced for people with debts and/or a […]
How To Eat Well For Less
During the autumn and winter of 2022/2023, many people in the UK had to prioritise heating and eating over all other expenditures. The arrival of the warmer weather should make heating less of an issue. That still leaves eating. With that in mind, here are three key tips on how to eat well for less. […]
Are fuel costs biting into your budget?
High fuel costs tend to affect everybody, including people that don’t run cars. People who have to run their own vehicles, however, tend to be the most affected. With that in mind, here are some tips on how to reduce your fuel costs. Many of these also apply to electric vehicles. Where there are differences, […]
The Budget – Debt
The government’s unscheduled change of leadership has brought a new PM and a new cabinet. This includes a new Chancellor of the Exchequer, Kwasi Kwarteng. He has kickstarted his tenure with a new budget. It’s described as a mini-budget but has some significant content. Here are the key points you need to know. The National […]
Should You Go Back To Using Cash
Some people recommend using cash as a way to help yourself budget. This may have been popularised by the internet, for example by videos about the envelope-stuffing method. Using cash can have its advantages but there are also a lot of potential downsides too. Here are some points to consider before you decide whether or […]
Managing Your Wedding Budget
With COVID19, finally, on the way out, weddings are very much on the way back in. Of course, just because you can have a large wedding, it doesn’t mean that you want to it\’s important to consider your wedding budget. For many couples, however, the challenge is that you may not initially know what you […]
Top tips for saving money
With 2021 looking like it could be a very interesting year, now could be a good time to start doing whatever you can to bolster your finances. With that in mind, here are some top tips for saving money. Tackle any debts in the right order. There are basically two effective ways to tackle debts. […]
What the budget means for people and business in debt
If last year’s budget was the “Brexit budget”, this year’s budget may go down in history as the “Coronavirus budget”. That said, the measures to lessen the impact of the Coronavirus may also turn out to be good news for those on low incomes and for both people and businesses with debt. Interest rates were […]