How To Save Money On Fuel Costs This Autumn And Winter
The cost of living crisis is real. It may affect different people in different ways. At the end of the day, however, most people will face three major areas of expenditure. These are housing, food and fuel (electricity and/or gas). With that in mind, here are some tips on how to save money on fuel […]
Businesses And The Energy Crisis
Recently, new PM Liz Truss pledged to tackle the high energy bills that have been causing misery for households up and down the country. Hopefully, she will be able to extend her assistance to the many businesses that are also suffering. Until then, however, businesses will have to make their own arrangements. Here are some […]
Is Traditional University Still Worth The Cost
Is Traditional University Still Worth The Cost? On the other side of the Atlantic, Joe Biden recently announced a programme of student debt forgiveness. It has been controversial in the USA and the subject of debate in the UK. Realistically, there seems little prospect of any sort of student debt forgiveness in the UK right […]
How To Get Ahead Of The Cost Of Living
The government’s new Help for Household scheme has attracted plenty of headlines. Not all of them have been good. For example, the child-friendly meal offers run by supermarkets have already been criticised for their lack of nutrition. It may have some benefit to some people. Overall, however, it’s advisable to look for other ways to […]
How To Beat The Credit-Card Crunch
Interest rates look to be on a clear upward trend. This is very unwelcome news for people with credit-card debt. Resist any temptation to panic. There are still ways for you to beat the credit-card crunch. Here are some tips to help. Work out whether or not you are solvent In simple terms, you are […]
Debt And Your Mental Health
If you’re struggling to make even the minimum repayments on debt, it can take a toll on your mental health. This can spill over into other areas of your life and make the situation even worse. For example, if your performance at work suffers, you may have the additional worry of losing your job. There […]
Should You Go Back To Using Cash
Some people recommend using cash as a way to help yourself budget. This may have been popularised by the internet, for example by videos about the envelope-stuffing method. Using cash can have its advantages but there are also a lot of potential downsides too. Here are some points to consider before you decide whether or […]
Free things to do in the Summer
At the moment the cost of living rise is on everyone’s mind, add to that the long six weeks of summer holidays and it’s no wonder parents are feeling stressed and in danger of putting themselves into debt. At Adcroft Hilton, many of us have little ones and we understand how expensive the summer holidays […]
The Truth About Life After Bankruptcy
Up until 1869, being in debt could land you a lengthy spell in prison and for long afterwards bankruptcy was to be feared for many reasons. Over a century and a half later, the word “bankruptcy” still has negative associations for many people and perhaps it always will. It’s unlikely to be a pleasant experience […]
Dealing With Debt Threat Letters
In these days of email and social media it can seem we only receive two kinds of letters, greetings on special occasions, which we are usually happy to receive, and everything else, we’d quite happily live without, junk mail, some bills – and debt threat letters. Here are five tips on how to deal with […]