How To Manage Post-Christmas Debt Issues
Every year, financial writers caution people against overspending at Christmas. Also every year, people end up overspending at Christmas. They then have to deal with the outcome of this in the new year. If this sounds like you (or someone you know), here are some tips to help. Assess your financial situation Realistically, how serious […]
Flybe – What Happened?
Flybe recently collapsed for the second time in (just) under three years. As with its first collapse, the pandemic will be publicly blamed. Also as with its first collapse, this is very far from being the whole truth. Flybe’s second collapse happened for much the same reasons as its first collapse. Those reasons go way […]
How To Work On Reducing Your Debts In 2023
If you’re carrying debts, particularly high-interest debts, you should try to make it a priority to reduce them. Ideally, you should eliminate them, at least the high-interest debts. This may be particularly important in 2023 as interest rates may trend upwards. Here are some tips to help. Set out what you actually owe Go through […]
Seven Top Tips To Save Money On Household Bills
It’s always good to do as much as you can to minimise your household bills. Now that the cost-of-living crisis is biting many people hard, it’s become more important than ever. With that in mind, here are seven top tips on how to save money on household bills. Commit to sticking to a shopping list […]
How To Haggle Effectively
In the UK, haggling is a word that can make people uncomfortable. The thought of doing it can make people even more uncomfortable. In other parts of the world, however, it\’s totally normal and expected to haggle. It’s also less unusual in the UK than you might think. Haggling is a skill it’s well worth […]
What Divorce Means For Your Money
For many, if not most, people, divorce is going to have a significant financial impact. As is generally the case, however, its impact can be minimised by mindfulness and planning. With that in mind, here is a quick guide to the financial points you should consider when getting divorced. Separate your everyday finances as quickly […]
Cost-of-Living Crisis & the Hospitality & Leisure Industry
It has been well documented that we are currently going through a cost-of-living crisis. With everyone tightening their purse strings, the effect this is having on the hospitality and leisure industry is catastrophic. When looking at finances, whether personal or business, usually the first thing that will go are things considered ‘luxury items’ such as […]
What Does The Cost Of Living Crisis Mean For Local Councils
Local councils are having to deal with the cost of living crisis along with everyone else. Anything that affects local councils is likely to end up affecting their residents. With that in mind, here is a quick guide to what the cost of living crisis means for local councils. This could give you an indication […]
How Employees Can Prepare For Business Bankruptcy
One of the cold, hard truths of the current economy is that nobody’s job is safe. What’s more, nobody should count on being given plenty of notice before they are made redundant. If an employer goes bankrupt, employees may only find out when the general public does. Likewise, you should not count on being given […]
How To Deal With Debt Collectors
The debt-collection sector is an area that definitely hasn’t been hurt by economic circumstances. In fact, it seems to be busier than ever. What’s more, its activities can cause even more problems for people who are already vulnerable. There are, however, ways to deal with overzealous debt collectors. Understanding the debt-collection process In simple terms, […]