Winter fuel fears
Over a fifth of UK residents are expressing concerns about falling into energy debt this winter, as highlighted by Citizens Advice Scotland. The charity\’s recent findings show that 22% of people, equating to around 360,000 individuals, are experiencing worry or anxiety about energy arrears. Notably, the average energy debt among those seeking complex debt advice […]
Debt Assignment
You might be familiar with the phrase \”debt assignment\” in financial circles, but its implications are worth understanding. Debt assignment occurs when your original lender transfers the debt to a third party, who then assumes the responsibility for collecting the owed amount. It\’s not merely an administrative change; it\’s a significant shift that you need […]
Where to Seek Help in the UK When You Can\’t Afford Your Bills
Financial difficulties can arise unexpectedly, leaving individuals and families struggling to make ends meet. There are however, resources and assistance available to provide support when you can\’t afford your bills. This blog explores various avenues where you can seek help, from government programs to charities and financial advisors, to help you regain financial stability and […]
How Parents Can Save On the Costs Of School Uniform
Love it or loathe it, in the UK, it looks like school uniform is going to be a fact of life for the foreseeable future. That means parents are going to need to find a way to pay for it. Here are some tips to help. Know the law In England, the law now forbids […]
Navigating the UK Cost of Living Crisis: Smart Strategies for Saving Money
The cost of living in the United Kingdom has become an increasingly pressing issue, impacting individuals and families across the nation. From rising housing costs to inflation affecting everyday expenses, this has led many to seek ways to stretch their budgets and save money. In this blog, we will delve into the challenges posed by […]
Unusual ways to make money
Saving money is all very well but you have to make it first. If you’re in employment, probably the most obvious way is to try to increase your income from that. If you’re not that’s not possible, then you’ll have to look at other options. With that in mind, here are some suggestions for unusual […]
Are you spending too much?
Impulse buying is essentially mindless buying. In other words, it’s buying something without a clearly defined need or want. Probably most people do it to some extent and in most cases, no real (financial) harm is done. For others, however, impulse buying can do serious harm to their finances. With that in mind, here are […]
What summer 2023 has in store for your money
It’s always important to stay alert to changes that could have an impact on your financial health. There are several changes planned, or at least possible, this summer. They could all have a significant impact on your financial standing. Here is what you need to know. Interest rates could go up The Bank of England […]
Seven Top Tips To Save Money On Household Bills
It’s always good to do as much as you can to minimise your household bills. Now that the cost-of-living crisis is biting many people hard, it’s become more important than ever. With that in mind, here are seven top tips on how to save money on household bills. Commit to sticking to a shopping list […]
How To Haggle Effectively
In the UK, haggling is a word that can make people uncomfortable. The thought of doing it can make people even more uncomfortable. In other parts of the world, however, it\’s totally normal and expected to haggle. It’s also less unusual in the UK than you might think. Haggling is a skill it’s well worth […]