Young people do not understand money
Financial literacy is a crucial skill for young people navigating today’s complex world. Unfortunately, studies reveal a concerning trend of financial illiteracy among modern youth. This article explores the consequences of this issue and provides actionable strategies to empower young people with the knowledge and skills to understand money, make informed decisions and secure their […]
Mortgages could cause household woes
As homeowners, it\’s crucial to be prepared for the possibility of an increase in mortgage interest rates. Such increases can impact monthly repayments and overall financial stability. This article will explore five effective strategies to help homeowners navigate potential rate hikes and hence ensure they are equipped to handle higher mortgage costs. Reviewing current mortgage […]
Can TikTok make you money
TikTok has become a global phenomenon, captivating millions of users with its short-form videos. Beyond its entertainment value, TikTok offers a unique opportunity to make money. This article explores the world of TikTok money-making, guiding readers through strategies to become successful content creators, monetize their accounts, grow their personal brand and overcome challenges along the […]
The Most Economical Ways To Keep Warm At Home
The coming year looks like it could be an expensive one for UK householders. In particular, energy bills are forecast to rise by an average of 20% (or £500) per year. This means that it’s even more important for householders to make their homes as energy-efficient as possible. Why energy bills are set to rise […]
How To Haggle Effectively
In the UK, haggling is a word that can make people uncomfortable. The thought of doing it can make people even more uncomfortable. In other parts of the world, however, it\’s totally normal and expected to haggle. It’s also less unusual in the UK than you might think. Haggling is a skill it’s well worth […]
What Divorce Means For Your Money
For many, if not most, people, divorce is going to have a significant financial impact. As is generally the case, however, its impact can be minimised by mindfulness and planning. With that in mind, here is a quick guide to the financial points you should consider when getting divorced. Separate your everyday finances as quickly […]
Are fuel costs biting into your budget?
High fuel costs tend to affect everybody, including people that don’t run cars. People who have to run their own vehicles, however, tend to be the most affected. With that in mind, here are some tips on how to reduce your fuel costs. Many of these also apply to electric vehicles. Where there are differences, […]
Get Ready For Seasonal Scams
The festive season is supposed to be a time of peace and goodwill. Unfortunately, it’s also plagued with scams. Scammers take advantage of the fact that many people vary their routines around the holiday time. This makes unusual behaviour less obvious (and hence easier to hide). On the plus side, forewarned is forearmed. With that […]
Are You Planning For A Low-Cost Christmas?
Currently, it looks as though Christmas 2022 will see a return to normal festive activities (or at least something close to it). In many ways, this news really is glad tidings for everyone. At the same time, it’s probably fair to say that many people are going to feel the need to tighten their belts […]
The Budget – Debt
The government’s unscheduled change of leadership has brought a new PM and a new cabinet. This includes a new Chancellor of the Exchequer, Kwasi Kwarteng. He has kickstarted his tenure with a new budget. It’s described as a mini-budget but has some significant content. Here are the key points you need to know. The National […]