Should You Go Back To Using Cash
Some people recommend using cash as a way to help yourself budget. This may have been popularised by the internet, for example by videos about the envelope-stuffing method. Using cash can have its advantages but there are also a lot of potential downsides too. Here are some points to consider before you decide whether or […]
Tips For Students Learning To Budget
For many young people, going to university is their first taste of life as an independent adult. This brings responsibilities as well as privileges. One of those responsibilities is to manage your money. Here are some tips to help. Allow yourself a freshers’ week budget You cannot blow all your money on freshers’ week. At […]
What Type Of Business Should You Be?
There are all kinds of business models, but only three basic types of businesses. These are sole traders, partnership and limited companies. Each one has its pros and cons. Here’s a quick guide to what you need to know. Sole traders As a sole trader, you literally are your business and your business literally is […]
Financial Management In Tough Times
The skills needed to manage your money are essentially the same as they have always been. The difference is that the effect of any mistakes could be amplified by the general economic conditions. With that in mind, here is a quick run-down of the basics of financial management. Work out your priority payments Your priority […]
Why you should start your budget on a Saturday
For most of us, the weekends are when we get stuff done. We start on Saturday morning (maybe a bit later than usual because it’s a weekend), probably carry on into Saturday afternoon and hopefully get everything ticked off by Saturday evening so we can focus on resting, relaxing and recuperating until Monday. That being […]