How Parents Can Save On the Costs Of School Uniform
Love it or loathe it, in the UK, it looks like school uniform is going to be a fact of life for the foreseeable future. That means parents are going to need to find a way to pay for it. Here are some tips to help. Know the law In England, the law now forbids […]
Navigating the UK Cost of Living Crisis: Smart Strategies for Saving Money
The cost of living in the United Kingdom has become an increasingly pressing issue, impacting individuals and families across the nation. From rising housing costs to inflation affecting everyday expenses, this has led many to seek ways to stretch their budgets and save money. In this blog, we will delve into the challenges posed by […]
How to tell staff you’re bankrupt
Even though COVID19 and Brexit are now officially in the past, their effects are far from over. In particular, high inflation continues to rumble on and looks set to do so for the foreseeable future. This means that many businesses are struggling and for some, the struggle is too much and bankruptcy is the only […]
Common Scams And How To Protect Yourself From Them
Scamming is as old as humanity. In fact, its underlying concepts have remained much the same throughout history. All that’s changed is the channels through which scammers operate. Unfortunately, digital technology has made it much easier for scammers to hide. Fortunately, it’s still straightforward to protect yourself against them. Understanding the basics of scams Fundamentally, […]
How To Survive Summer (Financially) As A Parent
The summer holidays and Christmas may be at opposite ends of the year. Despite this, however, they have a lot in common. In particular, they can both be very expensive. In principle, the expense can be mitigated (at least partly) by advance planning. In practice, both summer and Christmas tend to creep up on people […]
Are you considering debt consolidation
Debt consolidation is essentially what the name suggests. It’s bringing all your debts into one place. As you would expect, there are advantages and disadvantages to this approach. Furthermore, if you do decide to go down this path, getting the best out of it requires you to use the right approach for your situation. Here […]
Be careful where you take your advice
There are probably very few adults in the UK with no debt at all. Fortunately, most adults can manage their debts capably even if they’d prefer to be without them. Unfortunately, some adults struggle with their debts. They may learn to manage them with the help but only if they get the right help from […]
Unusual ways to make money
Saving money is all very well but you have to make it first. If you’re in employment, probably the most obvious way is to try to increase your income from that. If you’re not that’s not possible, then you’ll have to look at other options. With that in mind, here are some suggestions for unusual […]
What can you do if you can’t pay your debts
When you take on debt, you make a commitment. As long as you can fulfil that commitment, everyone is happy. If, however, you start to struggle to make that commitment, then neither you nor the lender are happy. Fortunately, there are many ways to resolve these situations and it’s in the lender’s best interest to […]
Should you be worried about negative equity
Negative equity is when the amount owed on a secured debt is more than the value of the asset on which it is secured. The term is generally associated with the property market although it can be used in other contexts. For homeowners, being in negative equity is generally an undesirable situation. It is, however, […]