What do you need to know about credit checks before borrowing money?
The significance of a credit check cannot be overstated; it not only determines your ability to borrow, including securing a mortgage, but also influences the interest rate you may be offered. Despite this importance, a study by Royal London reveals that one in three Brits have never accessed their credit report. At our debt advice […]
How Your Credit Score Impacts Your Life
It’s probably fairly self-evident that your credit score will impact your ability to borrow. What you may not have realised, however, is just how much it touches on your everyday life. For example, your credit score may influence your ability to get service contracts. This includes rental contracts. It can even influence your ability to […]
Borrowing Is On The Rise
The early days of COVID19 were a time of saving, at least for some. The early days of post-COVID19, by contrast, are increasingly a time of borrowing. With that in mind, here are some tips on how to borrow astutely. Keep on top of your credit record If you need to borrow then you need […]
How to make your business more attractive to lenders
The plight of small businesses trying to get finance is a standard topic on financial websites and in the printed press. While much of the discussion tends to revolve around what the government and industry bodies can do to make it easier for small businesses to get credit, it’s worth remembering that small businesses can […]