10 Step Plan For Leaving Debt Behind

Saturday, 09 December 2017 by

With interest rates at record lows, there’s really only one way they can go and as, when and if they go up, the cost of being in debt will go up with them.  That being so, it’s probably a good idea to start making an extra effort to deal with the situation now.  Here are

Understanding The Cost of Insolvency

Saturday, 02 December 2017 by

Over recent years, there have been a few high-profile business casualties to hit the headlines, probably BHS was the most famous example of a high-street brand hitting the rocks although Woolworths can’t be far behind. When these “celebrity insolvencies” make the news, they can come along with attention-grabbing figures about the costs involved in winding

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Debt, it’s a pretty major topic these days, all the more so after the recent interest-rate rise.  Now the budget has been released, it’s interesting to think about what it means for debt and those who carry it. Private consumer debt An increase in the National Living Wage and increases both to the personal allowance

The plight of small businesses trying to get finance is a standard topic on financial websites and in the printed press. While much of the discussion tends to revolve around what the government and industry bodies can do to make it easier for small businesses to get credit, it’s worth remembering that small businesses can

Even today, the prospect of bankruptcy is looked on with dread by many people, even though the concept of debtor’s prison has long since disappeared.  IVAs were actually introduced in the late 1980s, but took some time to come into mainstream consciousness.  In 1987 there were only 404 of them whereas in 2005 there were

People can argue the toss about whether there’s ever any such thing as “good debt”.  Some people say that debt which allows you to buy an asset you would otherwise have been unable to afford is “good debt”.  Others says that if you can’t afford it you shouldn’t buy it.  If you’re in debt, however,

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The world doesn’t owe you a living, but if you run your business well, you can make a very good living from it.  Here are 10 basic business lessons new entrepreneurs need to learn – quickly. Test your market before you launch your product or service Your nearest and dearest may think your product is

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The law can be a complex topic but sometimes it’s actually very clear and simple.  If you are a company director you are legally required to stop trading the moment you become aware that the company of which you are a director is insolvent.  There are no ifs, buts or maybes about this, there are,

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“Under investigation”, it’s not a nice phrase in any situation.  In fact it probably ranks alongside phrases like “routine enquiries” in terms of expressions you don’t want to hear, at least not when directed at you.  In the real world however, investigations can be triggered automatically, enquiries are often routine and frankly organisations like the

We are ‘walking the lights’ for Rosemere Cancer Foundation on Friday 13th October. Rosemere began 20 years ago, around the time that Rosalind started running Adcroft Hilton. She was involved in fundraising for Rosemere in its early years and is delighted and amazed at its progress since then.   Rosemere provides facilities for those undergoing

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